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In-house expertise drives speed & execution

Hard money loans when real estate investors need them most

NMLS #1324403

Speak to an analyst to open a line of credit, and start scaling your real estate investment business.

Speak to an analyst to open a line of credit, and start scaling your real estate investment business.


A solution for every strategy


Fix and Flip, Bridge, and Fix2Rent®. Great rates, quick closes, and in-house construction management and servicing.*


Short Term Rentals, Single Rental Properties or Rental Portfolios. The best suite of products in the industry.*


Flexible and fast. Value-add bridge or stabilized multifamily financing.*


We’re the lender built for builders. Ground-up construction, tear-down, in-fill, specs, and model homes.*

*Loan terms subject to underwriting



With over 6 billion in loans originated across 46 states, we are a private lender with a mission to provide opportunities for real estate investors looking to maximize their profits and scale their business.

Customer experience in our DNA


In-House Servicing

From underwriting to final payoff, we manage the full lifecycle of the loan. Meaning we manage expectations, communication, and processes as a team – under one roof. And that is what drives a premier experience of speed and execution for our customer.


In-House Construction Management

Our team of trained construction analysts help you mitigate project risk by reviewing any rehab projects and facilitating construction funds, delivered directly into your account as quickly as you need them.

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Lima One Capital is the premier lender for real estate investors nationwide. By focusing on competitive rates and a customer experience that promotes speed and execution, we’ve managed to fund over 6 billion in loans to investors just like you.


Now offering short-term rental financing on properties as a part of your short-term rental or other vacation rental investment strategies.