01
Confirm eligibility basics
Review eligible asset types and verify 2 months seasoning through bank statements.
PERSONAL AVAILABLE BALANCE
Know your available balance before the next deal hits.
Move faster and scale smarter. Getting pre-approved before you have a deal puts you ahead of the competition.
Your potential available balance up to*
10x your liquidity
*Final approval depends on asset verification, credit review, and Lima One underwriting.
Pre-approval process
How your available balance is confirmed.
02
Credit review
A credit pull is required as part of the pre-approval review process.
03
Get your approval
Receive your available balance and clarity on available capital. Approval is good for 6 months.
Asset review
What we look at
Your available capital is tied to the full picture of your financial strength, including asset types and verified funds.
Checking/Saving/Money Market Accounts
Publicly traded stocks, bonds, mutual funds, and annuities
HELOC in the draw period
IRAs, 401(k) plans, SEP or Keogh accounts
Required documentation
2 months seasoned bank statements. Additional documentation may be requested during review.
Stay approved
Stay ready all year with a simple re-approval.
To keep you prepared, approvals are maintained on a recurring cycle so you can stay closer to your next opportunity.
Re-approval every 6 mo. with soft credit pull
Updated 2-month seasoned bank statements
Mid-cycle review may be available
FAQ
Questions investors ask first.
How long is my pre-approval valid?
Your pre-approval is good for 6 months.
What documents are required?
Typical documentation includes eligible asset information and 2 months seasoned bank statements.
What does “2 months seasoning” mean?
It means the funds have been reflected in bank statements for the required review period.
How often do I need to get re-approved?
Re-approval occurs 2 times a year on a cycle.
What if I want to scale before my 6-month window is up?
If you are cash-heavy mid-cycle and want to take on another project, Lima One may be able to collect updated bank statements and get re-approved without waiting for the full cycle.